SS# of owner(s) and DOB

Must be signed by owner(s) and dated within 30 days of submission

Business start date – especially for sole proprietorships and Canadian companies

Indicate what the company does/industry – what do they make? Sell? What service? – be specific

Time in business must be at least 1 year (Contractors must be in business for at least 10 years)

We will not process applications for companies located in Quebec or Nova Scotia.

Provide at least 4 most recent months of bank statements (all statements submitted will be evaluated)

Provide at least 4 most recent months of processing statements (if available)

Average bank deposits must be at least $10,000; average number of deposits must be 8+

Average processing must be at least $4,000; merchant must batch at least 4 times a month on average

Applications will be rejected if there are excessive overdraft days – Average of 8 for credit card deals,

Average of 4 for total deposit deals.


Welding repair Specialty hospitals
Veterinary Services Specialist physicians
Pets & pet supplies – retail Psychiatrists & psychoanalysts
Optometrists Optical goods – retail
Music & drama schools Medical equipment repair
Luggage & leather goods Packaging & labeling service
Landscape services Household appliance repair
Boiler & heating repair Bridal shops – retail
Chiropractors Commercial photography
Computer maintenance & repair Dance studios, schools & halls
Dairy products – retail Dry cleaning
Dentists (licensed) Electrical repair (not contractor)
Door & Window Products – retail Formal wear – retail
Gifts & novelties – retail Florist – retail
Drugstores computer rental
copying services Candy & chocolates – retail
Nurseries & garden centers – retail Spas
Waste cleaning services Speech specialists
Sporting goods – retail Shoes – retail
Personal development schools Meat & fish markets – retail
Nutrition specialists Lock & key services
Instruction schools, camps & services Hardware – retail
Beverage stores, non-alcoholic – retail Tourist attractions, amusement park concessions
Bicycle & motorcycle rental services Psychologists, psychotherapists & hypnotists
Customized clothing & apparel – retail Shoe repair, shoeshine parlors
Gourmet food stores – retail (not deli) Animal training, grooming, boarding
Art, picture frames & decorations – retail Swimming pools, hot tubs & sauna – retail
Beach & water sports equipment rental & services

Prohibited Industry Types

Advertising and Marketing agencies Financial Services (Accounting, Billing, etc)

Associations – nonprofit, political, religious, social, etc. *Funeral Homes (prohibited for Credit Card only)

Auction, appraisal & exchange services Golf related

Auto Body Repair / Paint Shop Home Based or Sole Prop Contractors

Auto Dealerships (new or used) Interior Design

Brokers or agents (including real estate, insurance, etc.) Internet Based only Businesses

Building Managers / Operators Moving Services

Catalog & Mail Order Oil / Gas related, incl. gas stations

Caterers Roofing, Siding

Cell Phone / Telephone Services Schools (elementary/secondary/religious) & Colleges

Computer Integrated Systems Design Sea freight transport services

Consulting & Research services Shopping Mall Kiosks

Dating Service / Escort Services Tour & Guide Services

Debt counseling / adjustment services Travel Agencies

Dental / Medical Labs Trucking

Employment Agencies Used Furnishings, Antiques, Used Clothing

Manufacture Industrial Products i.e. equipment & machinery, raw materials and manufacturing inputs


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