A line of credit is basically a flexible loan from a bank or financial institution to an individual or business. Not unlike how a credit card offers you a limited amount of funds that you can use when, if, and how you wish, a line of credit is a limited/specified amount of money that an individual can access as needed and then repay immediately or over a pre-specified period of time. As a loan, a line of credit will charge interest as soon as money is borrowed.


  • (6) months bank statements
  • 3-5 months credit card statements (if required)
  • Corporation papers
  • In business for at least (4) years
  • 1 -2 years tax filing
  • (9) months term
  • FICO Score 500 – up


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