Fix & Flip
Acquisition and renovation financing for Fix and Flip real estate investment properties (non-owner-occupied residential properties).
Loan Size: $150,000, TO $3,000,000
Property Types: Single-Family Properties, Multifamily Properties, And Mixed-Use Properties.
Loan Term: 6-24 MONTHS
Experience Level: ANY
Minimum Credit Score: 650
Interest Rates: AS LOW AS 8.99%
Points: 2%+
Max Purchase LTV: 90%
Guarantees: Recourse And Non-Recourse (Personal Guarantee And Non-Personal Guarantee).
Cash-Out Refinance
Cash-out or refinance of non-owner-occupied family residential or mixed-use properties.
Loan Size: $150,000, TO $3,000,000
Property Types: Single-Family Properties, Multifamily Properties, And Mixed-Use Properties.
Loan Term: 6-24 MONTHS
Experience Level: ANY
Minimum Credit Score: 650
Interest Rates: AS LOW AS 8.99%
Points: 2%+
Max Purchase LTV: 80%
Guarantees: Recourse And Non-Recourse (Personal Guarantee And Non-Personal Guarantee).
New Construction
Cash-out or refinance of non-owner-occupied family residential or mixed-use properties.
Loan Size: $150,000, TO $3,000,000
Property Types: Single-Family Properties, Multifamily Properties, And Mixed-Use Properties.
Loan Term: 6-24 Months
Experience Level: High
Minimum Credit Score: 650
Interest Rates: As Low As 8.5%
Points: 2%+
Max Purchase LTV: 80%
Guarantees: Recourse And Non-Recourse (Personal Guarantee And Non-Personal
Rental Property Loans
Acquisition financing or refinancing rental investment properties (non-owner occupied residential).
Loan Size: $150,000, TO $3,000,000
Property Types: Single-Family Properties, Multifamily Properties, And Mixed-Use Properties.
DSCR 1+
Loan Term: 30-Year Fixed Or Arm
Experience Level: ANY
Minimum Credit Score: 650
Interest Rates: As Low As 6.99%
Points: 2%+
Max Purchase LTV: 80%
Guarantees: Recourse And Non-Recourse (Personal Guarantee And Non-Personal Guarantee).
Line Of Credit
Up to $10M line of credit for experienced real estate developers and investors for acquisition or refinance of non-owner occupied residential properties.
Loan Size: $150,000, TO $3,000,000
Property Types: Single-Family Properties, Multifamily Properties, And Mixed-Use Properties.
Loan Term: 30-Year Fixed Or Arm
Experience Level: SOME
Minimum Credit Score: 650
Interest Rates: As Low As 8%
Points: 2%+
Max Purchase LTV: 85%
Guarantees: Recourse And Non-Recourse (Personal Guarantee And Non-Personal Guarantee).
Mezzanine/ 2nd lien
Mezzanine 2nd lien loan for commercial and non-owner occupied investment properties.
Loan Size: $100,000 TO $20,000,000
Property Types: Non-Owner Occupied Single-Family And Multifamily, Commercial, Retail, Hotels, Warehouses, Office Buildings, Mixed-Use, Malls, Land, Industrial, Marina, Student Housing And Specialty Financing.
Term: 6-12 Months Or Match To Senior Loan
Experience Level: SOME
Minimum Credit Score: 680
Interest Rates: Starting At 15%
Points: 2%+
Max Purchase LTV: UP TO 75%
Guarantees: Recourse And Non-Recourse (Personal Guarantee And Non-Personal Guarantee).