TMI Lender/Investor Programs


TMI & Partners, Ltd has forged a partnership with a Private Lender/Investor that will give a Project Owner the ability to receive 80% to 100% of funding towards their project. TMI & Partners, Ltd over the past several years has developed strong relationships with both project owners, lenders as well as investors. Each group has its own ideas on projects that suit their interests and overall goals towards their platform.

TMI Lender/Investor Programs now gives these Project Owners the ability to receive funding for their projects:

  • Multiples Loan Program
  • Asset Backed Bank Line of Credit Loan Program
  • SBLC 100% Funding Loan Program
  • Investor Protection Fund Loan Program
  • Bridge Loan Partnership Program  
  • Investor Charity Program


Agents and Brokers Globally situated to serve your needs.

Private Loans

Traditional LendingProject Financing    
Invoice Factoring  Debt Financing   
Start-Up FinancingInvestor Protection Fund
COVID Protection FundCharity Enhancement

Year founded: 2005

Project Range: $2 million to $5 Billion.

Number of Projects Funded: Over 350

Total Funding to date: Over $18 Billion

Current Portfolio: Over $6 Billion

The critical aspect of successfully completing any project is the ability to balance the need for external capital with the ability to protect existing Investment Capital. Our Lender/Investor Model, whether applied for lending or for Capital Appreciation, provides the opportunity to ensure that your existing funds are fully protected throughout any process. As a Private Lender, Our Lender/Investor is able to expedite the approval process, offer a lower interest rate than the industry standard, and structure deals to help you bring your project to a successful conclusion without becoming mired in debt.

With our lender/investor programs, your “initial funds” either remain in your own bank account if the amount is $10M/Euros or more and you bank with a “top Tier” Bank in an acceptable jurisdiction or in your own designated account, if less than $10M/Euros, at the Assigned “safe keeping” Bank. This account is 100% insured. You, the borrower will be contacted by the Banker to handle the setting up of the account when your loan deal reaches that point in the process.


Dealing with a private company like Our Lender/Investor is a unique experience because it requires a paradigm shift in the borrower’s expectations. Because they are not a traditional “Retail Lender,” they are able to offer much lower interest rates than you normally find in the marketplace, at more desirable terms and conditions. Whether you are used to dealing with a bank, a retail lender, a VC, or other investor, they provide funding at rates and terms that are more beneficial to the borrower than those typically found in the open market.

The challenge for any borrower then becomes determining whether they can operate within the world of Private Lending as opposed to a “Retail Experience,” which is structured to offer you the standard website storyboard with a typical marketing pitch. In reality they will never “audition” for your business, and the references you would typically see from a retail lender is not something that they will provide for ethics and confidentiality reasons.

This is precisely why they go to great lengths to make sure that you are never placed at any risk within any of their programs. Furthermore, they have a stringent yet straightforward set of protocols that must be followed in order for them to clear their own Compliance requirements in order for you to secure your loan; it is solely up to you whether you wish to follow those steps and complete a deal successfully.


  • Proof of Funds
  • Business Plan/Appraisals/Pertinent Documents
  • Use of Funds Schedule
  • Our Lender/Investor Loan Application Form 
  • Signed “LENDER FAQ” Document 
  • Articles of Incorporation 
  • Board Resolution (stating the signatory for the borrowing corporation has the authority to bind the corporation to contracts)
  • Copy of Signatory’s Passport 
  • Letter from Investor posting the Initial 20% (if applicable), stating they are making their funds available to the project for the purpose of securing the loan

TMI Lender/Investor Programs

“Multiples” Loan Program

The Multiples Loan Program is a Systematized process designed to bring together; Project Owners, Lenders, and Investors under one roof. Too often project owners are faced with the old situation of “Which Comes First, The Chicken Or The Egg”. Investors are always looking for projects that are profitable and at low risk. Lenders are looking to lend money to projects that are well thought out and can make their payments. For clients with a specific project to finance or have a series of projects that can be approved through a funding pool, Our Lenders Multiples Loan Program can provide a Credit Facility of up to 4X the Client’s Initial Deposit Funds amount and allows all participating parties to develop a working relationship. Learn More……….

Asset Backed Bank Credit Line Funding Program

The Asset Backed Bank Credit Line Funding Program is a Systematized Process designed to bring a Project Owner and Our Lender together to realize the completion of a project. Some clients find our lender’s regular program problematic, in that it takes some time to set up the loan, the drawdown schedule can sometimes cause timing challenges, and they have trouble raising the required 20% in initial funds. This program has been rolled out to offer an alternative that eliminates those potential roadblocks and was introduced in May 2020 and designed to allow clients easy access to funding with fewer initial requirements and less restrictive timelines than our lender’s usual lending programs. In addition, it allows you to borrow from and work directly with your own bank. Our Lender simply facilitates the transaction and fully underwrites the project with the bank. Too often project owners are faced with the old situation of “Which Comes First, The Chicken or The Egg”. Our Lender is looking for projects that are profitable and at low risk. They are looking to facilitate a Project owner’s ability to receive a Credit Line from their Bank, for projects that are well thought out and can make their payment. The Asset Backed Bank Credit Line Funding Program allows all participating parties to develop that working relationship.  Learn More……..

SBLC 100% Funding Program

 The Standby Letter of Credit (SBLC) 100% Funding Program is a systematic process designed to fully finance 100% of the participating project.  It requires that you (the borrower) have a relationship with a bank or financial institution, either yourself or through a family office or hedge fund, capable of receiving and monetizing a cash backed Standby Letter of Credit (SBLC) from one of Our Lender’s tier 1 banking partners (HSBC UK or New York, or Barclays UK).  Your bank would need to receive and monetize their Standby Letter of Credit (SBLC), which would be of sufficient size to yield a monetized profit of at least twice the budget of the project. This Program is only offered to projects with budgets in excess of $25M and has specific requirements of the borrower’s bank.  Under this program Our lender’s bank would issue the cash backed Standby Letter of Credit (SBLC) to the borrower’s bank, who would receive and monetize the instrument.  Learn More………

Investor Protection Fund

When talking about notoriously risky, entertainment projects are way up there on the list. They are also very rewarding when they work – you can make a bundle, but you can also lose your entire investment.  Our Investor has developed a method whereby an investor can set the money they want to invest in the project aside (as long as it is a minimum of $10M USD), and have THEM put the money into the project on their behalf.  Our Investor would have contracts with that investor with all the appropriate stipulations, so that once they confirm they like the direction the project is taking they would just execute their option to “substitute” their money in the project for our investor’s money. Let’s assume that you are an “Investor” who has an interest in a $50M hotel project. You have $10M that you really want to invest into the hotel, but you have concerns that you could lose some or all of your money. You have structured an agreement with the project owner to pay you 5% interest on your investment and 30% equity in the venture. Our Lender/Investor “Investor Protection Fund” makes it possible to maintain your deal but keep 100% of your money on the “sidelines” until you are comfortable, and confident, that the deal is going to succeed. Learn More…..

Non-Recourse/Non-Repay Loans


Our Lender receives applications for loans of all sizes, and from any number of industries.  Subsequently, some of the projects applying for funding are more attractive than others. When they see a project that they particularly like and believe will be highly profitable, they will extend to them an offer for a different kind of loan – a non-recourse loan with no interest, that they do not need to repay.  Our Lender will absorb both the principal and interest in order to participate.  Since they will be fully funding the project out of their own pocket with no repayment required, they will require some level of equity position in the project for the sharing of profits.

The requirements to be invited are much the same as the Multiples Program, in that the borrower must already have raised at least 20% of the funds needed to complete the project.  They must be able to produce those funds in cash and be able to position them as the “loan loss reserve”.  Doing this will be able to generate a loan of 1,2,3,4,5X the initial amount – but as long as the funds remain on deposit, undepleted and unencumbered, there will be no interest at all on the loan and no principal due.

Our Lender can also set this up in such a way that you can repay investors or contributors that provided those initial funds, which puts everyone in a fully restored position, the project fully financed, and the loan completely forgiven.

Remember that this is an INVITATION ONLY program. The requirements to qualify will be the same as the requirements for the Multiples Program and our lender will decide which projects it wishes to extend this offer to. Please speak with your representative for more details if you wish to participate with this program.

Investor Charity Program

Many charities have found it exceedingly difficult to raise money in their traditional manner due to restrictions on public gatherings and travel. In order to help as much as we could to make up this shortfall for these charities, we have changed our two programs in order to;

  1. Never deplete the funds raised for the charity and focus on a recurring revenue stream from these deposits.
  2. Create a recurring revenue stream for financing the charity on an ongoing basis, rather than just a one-time match.
  3. Provide a fully regulated product for smaller donations that create a secure return for both the supporter and the charity.

With this we have created the following:

Our investor and you will set up a deposit account with raised funds of $10M USD or equivalent and above, in a “Top 20” Bank in the name of either the Charity, the Supporter, or whomever the charity designates as Fiduciary for the funds. They have only a few requirements of this account. Learn More……